Google’s Autonomous Car Ushers in a New Era for Liability

Google’s Autonomous Car Ushers in a New Era for Liability

This advanced technology in future autonomous cars and current connected cars will cause the liability landscape to go into a state of flux.  Before driverless cars make it to the road, key questions to be answered include; who will the insurance industry be willing to indemnify against?  Will the burden of exposure lie with the company that designed the technology, the car’s owner, or the automaker that built the car?  Early discussions with insurance carriers appears to leave the primary burden of the potential for loss with the tech. companies who are a leading this innovation.

Christopher Parker, Vice President – Product Underwriting, Zurich confirmed this shift of liability and responsibility: “The insurance industry is going to expect the technology industry to carry the lion’s share of the exposure”.

If this is the case, that liability will lie with the technology industry and not the driver, this is seismic shift in the liability landscape.  To help forecast the regulatory and liability changes experts from Towers Watson, The Hartford and American Family will speak at Insurance Telematics USA 2014 (3-4 September at the Radisson Aqua Blu, Chicago, IL) to provide the insight needed to understand this changes, covering usage-based insurance (UBI) and  the autonomous car. The event will prepare the technology and insurance industry for what this high tech. future brings.  Key topics include regulation changes through new tech., insurance apps for consumers and impact of tech. giants on insurers and their UBI programs. These sessions will be led by UBI’s foremost thought leaders, including Progressive, US Dept. of Transport, The Hartford, American Family Insurance, Ford, LexisNexis, IBM and Towers Watson.

American Family Insurance said: “[Insurance Telematics USA] is a great combination of expertise, information, and experience to help navigate through it all.”

The Insurance Telematics USA Conference & Exhibition(3-4 September at the Radisson Aqua Blu, Chicago) unities the insurance, software and automotive industries to examine the steps needed to implement a UBI program with a strong business model and take it to the mass-market: the tipping point is just around the corner.

For the complete Insurance Telematics USA 2014 agenda and speaker line-up, visit:

Progressive stated that Insurance Telematics USA is a “Great opportunity to see all the major players in the telematics insurance space at one time”.

For the complete Insurance Telematics USA 2014 conference program and speaker line-up, access the e-brochure at: or contact the Telematics Update team at

Register by August 8 via the secure link below to take advantage of a $100 saving on all conference passes:

About Telematics Update:
Telematics Update Conferences are the most prestigious in the industry. We produce the largest telematics events in North America, Europe & Asia, and attract the most influential speakers providing a rich environment for establishing strategic relationships and networking.

Harriet Molyneaux
Project Director | Telematics Update
T: (UStf) 1 800 814 3459 ext 7546 | (Global) +44 (0)20 7375 7546

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